College Essay Topic of Your Choice - Learn Tips to Help You Choose a Topic

<h1>College Essay Topic of Your Choice - Learn Tips to Help You Choose a Topic</h1><p>Choosing a school paper subject of your decision isn't troublesome on the off chance that you have your psyche clear about the sort of theme you need to compose. There are a ton of understudies who pick a subject that is past their field of skill. Along these lines, it is essential to know your theme first before you begin expounding on it.</p><p></p><p>First of all, you have to take a gander at your alternatives. You can either search for data on the web or through your school teacher. In any case, you have to search for guidance and recommendations about what subjects you can handle in your article. For example, on the off chance that you feel that your subject is now significant however it is past your subject of skill, at that point you can compose an article on an alternate subject. The thought is to have your essential information about the subject at hand.</p><p></p><p>It is likewise critical to have a fundamental comprehension of the topic you will compose. To give you a model, on the off chance that you need to expound on lifting weights, at that point you should be clear about the objective of the paper. In this way, it is essential to comprehend what you are composing for before you start writing.</p><p></p><p>Some great subjects can be found by doing some exploration on the web. Probably the most ideal approaches to do this is by visiting on the web gatherings where subjects are talked about much of the time. You can likewise ask your companions and others about the point that intrigues them. This will assist you with seeing increasingly about the subject of your choice.</p><p></p><p>You can likewise consider a couple of tips to assist you with picking a school paper subject of your decision. The principal tip is to pick a theme that has something to do with you. One approach to do this is to consider how you might want to be recollected later on. Your decision of exposition point isn't probably going to be associated with you in the event that it isn't critical to you.</p><p></p><p>Another tip for picking a school paper subject of your decision is to pick one that isn't really pertinent to your course. You would prefer not to expound on something that is identified with your course since it may not be pertinent to your objective of finishing your end of the year tests. Rather, you need to pick a theme that isn't extremely identified with your course and spotlight more on you. For example, on the off chance that you need to compose an exposition about your preferred writer, at that point it is smarter to pick an alternate essayist for your topic.</p><p></p><p>The last advance to recollect is to be reasonable about your objective. Ensure that you know precisely what you need to accomp lish from the article and what you need to achieve in your vocation. Thus, ensure that you know precisely what you need to expound on before you start composing. This will assist you with settling on the correct choice about your paper topic.</p><p></p><p>It is imperative to recollect that there are a ton of papers composed each year on various points on which you can pick as your article subject. You don't have to stress a lot over finding a point on which you will have the option to compose. Basically remember the tips above and you will have the option to discover a subject on which you can compose your essay.</p>

Analysis of four FTSE 100 stocks Stocks and shares - Free Essay Example

Analysis of four FTSE 100 stocks Introduction This paper looks at the share price performance of four FTSE100 listed companies. The four companies randomly selected for analysis are GlaxoSmithKline (GSK), Prudential (PRU), Tesco and Vodafone Group (Vod) representing pharmaceutical, financial, retailing and telecommunication sectors. Share price series analysis Appendix I shows the average monthly share prices of the above companies for the period July 2001 to December 2003. Table 1 below shows the summary of share price analysis for the four companies. Table 1 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Analysis of Share Price GSK PRUDENTIAL TESCO VODAFONE % change -36.25% -44.36% -0.51% -9.01% Average price, p 1435.09 552.52 224.91 125.80 Highest price, p 2001.09 871.06 258.10 180.75 Lowest price, p 1117.71 327.46 167.89 90.64 Diff 883.38 543.60 90.21 90.11 Diff as % of Avg. 61.56% 98.38% 40.11% 71.63% St.Dev 273.30 164.40 25.71 23.21 St. dev as % of avg. price 19.04% 29.75% 11.43% 18.45% All four companies had negative return over the period meaning that share prices of all four companies declined in the 30 months to December 2003. Prudential had the highest negative return at -44.3% and Tesco had lowest negative return at -0.5%. GSK lost about one-third of its value while Vodafone lost about 9.0% of its market value over the period. The table also shows the highest and lowest values of shares of all the four companies. The difference between highest and lowest values is highest for GSK and lowest for Vodafone. But difference as a percent of average is highest in case of Prudential and lowest for Tesco. Such is the vast difference between percents that Tesco difference percent is only about 40% of that of Prudential. This shows that the percent movement in Prudentialà ¢Ã¢â€š ¬Ã¢â€ž ¢s share price was highest. Standard deviation is a better indicator of movement of a stock. Again standard deviation in absolute numbers was highest in case of GSK and lowest for Vodafone. Even though Vodafoneà ¢Ã¢â€š ¬Ã¢â€ž ¢s average share price is about 56 % of average price of Tesco, the difference in their standard deviation is not much. Further when we compute standard deviation as a percent of average, we see that Tesco has lowest percent at 11.43% while Vodafone has higher percent at 18.45%. Prudential has highest standard deviation to average share price percent at 29.75%. The above data shows that Tescoà ¢Ã¢â€š ¬Ã¢â€ž ¢s share price is least volatile among the four companies. Let us also analyse the companies from return point of view. Annexure II shows the monthly returns of four companies. Table 2 shows the key results of monthly returns. Table 2 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Monthly returns GSK PRUDENTIAL TESCO VODAFONE Average monthly return -1.31% -1.48% -0.07% -0.28% Highest monthly return 9.18% 13.87% 11.55% 18.01% Lowest monthly return -13.60% -21.46% -10.52% -18.26% St. Dev. 5.24% 8.84% 4.58% 8.28% Avg. monthly return / st. dev -0.25 -0.17 -0.01 -0.03 As absolute return over the period is negative for all four companies, so are the four average monthly returns. In line with table 1 results, Tesco had highest average monthly return at -0.07% while Prudential had lowest average monthly return at -1.48%. The highest monthly returns at 18.01% were recorded in Vodafone while lowest monthly returns of -21.46% were recorded for Prudential. Even the absolute highest and lowest monthly returns are almost same for Tesco and Vodafone whereas the absolute negative monthly are higher for Prudential and GSK. We now look at standard deviation of monthly returns. Tesco had lowest standard deviation of monthly returns and Prudential had highest. These are in line with standard deviation of share prices seen in table 1. An interesting observation here is that the standard deviation on monthly returns for Prudential and Vodafone are almost same. This means that the two companies have high volatility. Correlation Analysis While we saw the individual performance of four companies, it is important from a portfolio point of view to analyse how they would impact a portfolio of stocks. The important thing to analyse is the correlation between stocks. Ideally a portfolio should have totally negatively related stocks to reduce standard deviation of the portfolio. We have done the correlation analysis on monthly % returns rather than on share prices. Table 3 shows the correlation between monthly returns of different companies. Table 3 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Correlation between monthly returns of different companies GSK Prudential Tesco Vodafone Average GSK 1.00 0.52 0.48 0.41 0.47 Prudential 0.52 1.00 0.48 0.47 0.49 Tesco 0.48 0.48 1.00 0.04 0.33 Vodafone 0.41 0.47 0.04 1.00 0.31 The highest correlation is observed between GSK and Prudential but it is 0.52 only. The movement in GSK monthly return is only matched 52% by the movement in Prudentialà ¢Ã¢â€š ¬Ã¢â€ž ¢s share monthly returns. Each % movement in GSK monthly return will be matched by 0.52% movement in monthly returns of Prudential. When we classify the four companies as either growth or value stocks, GSK and Prudential are probably the most closely related. GSK is a pharmaceutical company with decent growth. Prudential is a financial services firm. They are neither value stock nor growth stock in true sense. Tesco is in retailing of consumer goods whereas Vodafone is on the edge of telecommunication and technology. The lowest covariance of 0.04 was observed between Tesco and Vodafone. This low correlation means that there is almost no similarity between the returns of Tesco and Vodafone. This could be explained on the basis of their different business segments. Tesco can be seen as a value stock whereas Vodafone was then seen as a growth stock. During boom periods, growth stocks show higher returns and during lower growth or recession investors shift their focus to value stocks. That is the reason for almost unrelated movement in the share prices of Tesco and Vodafone. We now look at the average correlation of all four companies. Prudential has the highest average correlation of 0.49. Vodafone on the other hand has the lowest average correlation of 0.31. This means that Prudentialà ¢Ã¢â€š ¬Ã¢â€ž ¢s share price movement was most in line with other three shares whereas Vodafoneà ¢Ã¢â€š ¬Ã¢â€ž ¢s share price was least in line with three other shares. One interesting thing to note from table 3 is that all correlations are positive. This means that irrespective of low magnitudes, all companies share prices moved in the same direction. This is important from the point of portfolio formation. Portfolio manages would like as diverse stocks as possible to benefit from different movements in markets. Unrelated or negatively related stocks lower the variance of the portfolio and hence offer high return to variance ratio. The fact that all correlations are positive may be because of the size of companies. All four companies selected for this study are large companies. Normally movements in share price of large companies are in the same direction. Also the fact that we are calculating only monthly returns would result in more alignment of returns. Individual stocks GlaxoSmithKline GSK had the second highest negative returns over the period of this study. Its overall share price return was -36%. This is a substantial drop in market value. On this factor alone, GSK is not worth buying. But when we look at return to standard deviation ratio, GSK has highest absolute monthly return to standard deviation ratio. It means GSK offers highest returns for each % movement in variation. Investors look not only for highest return stock but for stock with highest return to standard deviation ratio. This makes GSK a contender for hold. Prudential Prudential had highest negative returns during the period. It also had the highest standard variation among the four companies. In light of the above two, it is better to sell Prudential. There is no point in holding or buying lowest return stock with highest variability. Also Prudential has the highest correlation with other three shares. Forming a portfolio with Prudential will least chance of decreasing the standard deviation of the portfolio as compared to forming a portfolio with any other three stocks. So it is better to sell Prudential. Tesco Tesco had the lowest negative returns among four stocks. This makes it a strong contender to buy. It also had the least standard deviation among four companies. Though its return to standard deviation is not high, its highest performance in terms of returns results in a buy decision. Vodafone Vodafone had second lowest negative returns. But it has a very high standard deviation. On its own, it is better to sell it because of high volatility. But if used in a portfolio, its lowest correlation can reduce the standard deviation of the portfolio most. In light of two diverging views, it is better to hold it à ¢Ã¢â€š ¬Ã¢â‚¬Å" neither buy nor sell. Appendix I à ¢Ã¢â€š ¬Ã¢â‚¬Å" Monthly Share Price of Four FTSE 100 Companies In pence Date GSK PRUDENTIAL TESCO VODAFONE GROUP 15/06/2001 1977.76 824.57 260.55 164.76 15/07/2001 2001.09 833.59 248.83 150.10 15/08/2001 1902.43 871.06 256.06 138.48 15/09/2001 1779.15 705.80 249.89 138.56 15/10/2001 1895.22 727.74 247.55 159.87 15/11/2001 1855.68 772.00 242.84 179.05 15/12/2001 1736.52 783.07 239.64 180.75 15/01/2002 1715.00 784.37 238.80 166.72 15/02/2002 1728.35 699.07 247.84 136.27 15/03/2002 1681.09 700.79 242.39 136.90 15/04/2002 1638.77 733.18 256.72 118.60 15/05/2002 1589.26 683.00 258.10 105.66 15/06/2002 1373.10 591.07 247.96 94.07 15/07/2002 1226.17 501.04 221.87 91.29 15/08/2002 1300.86 520.64 217.67 100.16 15/09/2002 1205.62 408.90 208.29 90.64 15/10/2002 1291.35 418.24 201.24 96.33 15/11/2002 1240.43 476.24 200.90 113.68 15/12/2002 1164.50 461.11 193.45 115.08 15/01/2003 1170.09 406.16 183.65 117.36 15/02/2003 1129.45 385.25 167.89 114.27 15/03/2003 1117.71 327.46 173.37 113.27 15/04/2003 1220.27 360.00 193.40 122.39 15/05/2003 1277.73 381.59 202.08 122.94 15/06/2003 1250.00 376.45 212.92 124.46 15/07/2003 1199.96 408.86 216.04 117.95 15/08/2003 1209.76 423.51 216.83 118.42 15/09/2003 1271.09 455.33 232.39 121.61 15/10/2003 1276.83 448.37 238.42 123.48 15/11/2003 1329.50 467.97 242.77 129.07 15/12/2003 1275.74 463.84 247.55 136.57 (Source: Data provided by the client) Appendix II à ¢Ã¢â€š ¬Ã¢â‚¬Å" Monthly Returns Date GSK PRUDENTIAL TESCO VODAFONE GROUP 15/07/2001 1.18% 1.09% -8.90% -4.50% 15/08/2001 -4.93% 4.50% -7.74% 2.91% 15/09/2001 -6.48% -18.97% 0.06% -2.41% 15/10/2001 6.52% 3.11% 15.38% -0.94% 15/11/2001 -2.09% 6.08% 12.00% -1.90% 15/12/2001 -6.42% 1.43% 0.95% -1.32% 15/01/2002 -1.24% 0.17% -7.76% -0.35% 15/02/2002 0.78% -10.87% -18.26% 3.79% 15/03/2002 -2.73% 0.25% 0.46% -2.20% 15/04/2002 -2.52% 4.62% -13.37% 5.91% 15/05/2002 -3.02% -6.84% -10.91% 0.54% 15/06/2002 -13.60% -13.46% -10.97% -3.93% 15/07/2002 -10.70% -15.23% -2.96% -10.52% 15/08/2002 6.09% 3.91% 9.72% -1.89% 15/09/2002 -7.32% -21.46% -9.50% -4.31% 15/10/2002 7.11% 2.28% 6.28% -3.38% 15/11/2002 -3.94% 13.87% 18.01% -0.17% 15/12/2002 -6.12% -3.18% 1.23% -3.71% 15/01/2003 0.48% -11.92% 1.98% -5.07% 15/02/2003 -3.47% -5.15% -2.63% -8.58% 15/03/2003 -1.04% -15.00% -0.88% 3.26% 15/04/2003 9.18% 9.94% 8.05% 11.55% 15/05/2003 4.71% 6.00% 0.45% 4.49% 15/06/2003 -2.17% -1.35% 1.24% 5.36% 15/07/2003 -4.00% 8.61% -5.23% 1.47% 15/08/2003 0.82% 3.58% 0.40% 0.37% 15/09/2003 5.07% 7.51% 2.69% 7.18% 15/10/2003 0.45% -1.53% 1.54% 2.59% 15/11/2003 4.13% 4.37% 4.53% 1.82% 15/12/2003 -4.04% -0.88% 5.81% 1.97% BIBLIOGRAPHY AND REFERENCES Brealey, R.A. Myers, S.C., à ¢Ã¢â€š ¬Ã‹Å"Principles of Corporate Financeà ¢Ã¢â€š ¬Ã¢â€ž ¢, Sixth edition, McGraw-Hill Companies.

Self-Reflective Essay Samples - Good For Anyone

<h1>Self-Reflective Essay Samples - Good For Anyone</h1><p>If you are experiencing scholarly troubles or in the event that you need to improve your work in school, self-intelligent paper tests can be of incredible assistance. There are some extraordinary advantages you can get from reading your own article for nothing. Peruse on and become familiar with it.</p><p></p><p>It is a reality that self-reflection is one of the principle reasons why numerous individuals perform better at their present place of employment. You can utilize these papers to assist you with examining and improve your exhibition. As you compose your paper, you will learn new things you didn't know about when you were simply beginning. Simply read the example you can discover and attempt to do a similar thing as the author in the essay.</p><p></p><p>By doing this, you will show signs of improvement comprehension of how you ought to compose your artic le and of the organization you should utilize. This is incredible for any individual who needs to improve their composing abilities. You can improve your comprehension of punctuation, rationale, tone, sentence structure, etc.</p><p></p><p>The best part about these examples is that they are free. Regardless of whether you think you definitely thoroughly understand composing, you can generally look at them for yourself. At the point when you discover something that you might want to change or improve, you can feel free to do it.</p><p></p><p>The best part about self-intelligent paper tests is that you can do it without anyone's help. At the point when you get familiar with a great deal by doing it without anyone else's help, you won't just improve your aptitude at composing yet you will likewise develop as an individual and take yourself in a totally different direction.</p><p></p><p>These tests will likewise enab le you to discover what botches you ought to keep away from. Numerous instructors will give you exercises on the most proficient method to compose appropriately so you can stay away from those slip-ups that can be extremely harming to your evaluations. Along these lines, you will never face such issues again.</p><p></p><p>These tests are for any individual who needs assistance composing. They are for any individual who needs to improve their composing aptitudes. By considering them, you won't just improve your exposition composing yet you will likewise assist you with learning numerous things by doing it.</p>

Know More About the Essay Writer For A Great Article Or Essay

Know More About the Essay Writer For A Great Article Or EssayIt is very important for a person to be familiar with the Jackie essay writer to ensure that he or she can write a great piece of writing. Many people think that writing a good article or an essay has to be time consuming and requires the writer to spend hours just to finish the work. This is not true as there are many writers who can do the writing in few hours and can get the required assignments done with ease.Jackie Monroe is one such person who can write a great piece of writing that is original and amazing. She is known to be a person who can give great suggestions for article writing and also brings a lot of success to a person through her outstanding work. Her writing style and ways are always unique and alluring to a reader. A person should take help from her in order to get the best writing pieces possible.If you really want to know about the ways of a Jackie essay writer, then you must find out from her. If you d on't know what she is capable of, then you can ask her or search the Internet for more information. The only thing you need to do is to ask her and you will surely get the answers to your queries.You must remember that a Jackie does not go out in search of assignments or work as there is no scope for work outside the house. She needs to go with a regular schedule and get assignments on time. This is the reason why a Jackie can write with a little effort and produce quality works even when there is no work to do.Keep on asking for the details about the assignment you require from her. It is important that you take the help of the Jackie essay writer and ensure that you get the best. When you take her help, make sure that you check if the details that she is giving are the same for the task that you require. If they are different, then you may be getting a good service.There are several people who come across as a good writer but do not have any writing experience. They have some expe rtise in other things but their writing skills are not good enough. To be able to bring out the best in your piece of writing, you must take help from Jackie in your writing.So, what are the great things that you can get from her? It is all about how you treat your Jackie writer and how you relate to her. Remember that you get a good writer when you care for her and treat her well.